Carever may offer its Users an opportunity to obtain insurance for certain Task Contracts. All such insurance will be offered by a third party. Any application and terms and conditions for such third party insurance will be displayed on the Carever website when they are available. Carever confirms that all insurance policies are Third Party Services and governed by further terms set out for Third Party Services
Carever does not represent that any insurance it acquires or which is offered via the Carever Platform is adequate or appropriate for any particular User.
Each User must make its own enquiries about whether any further insurance is required and Carer Users remain responsible for ensuring that they have, and maintain, sufficient insurance to cover the Services provided to other Users of the Carever Platform.
Carever may also take out other insurance itself and that insurance may at Carever's option extend some types of cover to Users. Carever reserves the right to change the terms of its insurance policies with the third party insurance providers at any time. A summary of the policies are available on the Carever website and the policy details can be requested via Carever. Users are responsible for familiarising themselves with these details.
You acknowledge and agree that in the event that a claim is made relating to any services performed and/or goods provided by a Carer User, and the insurance taken out by Carever (if any) responds to that claim then this clause applies. If a claim is made against a Carer User, Carever may (provided that the Carer User consents) elect to make a claim under any applicable policy and if the claim is successful, Carever reserves its right to recover any excess or deductible payable in respect of the claim from the Carer User. Where Carever makes a claim and the insurer assesses that the Carer User is responsible, Carever is entitled to rely on that assessment. If You do not pay any excess due under this clause, Carever may also elect to set this amount off some or all of the excess paid by it against future moneys it may owe to You.
You acknowledge and agree that in the event that a claim is made relating to any services performed and/or goods provided by a Carer User, and the insurance taken out by Carever (if any) does not respond to the claim or the claim is below the excess payable to the insurer, then this clause applies. Carever may elect to reject or pay an amount to settle a claim not covered by Carever's own insurance policies. To the extent that the Carer User was or would be liable for the amount of the claim, if Carever elects to pay an amount to settle the claim the amount paid by Carever may be recovered by Carever from the Carer User. Carever may also elect to set this amount off against future moneys it may owe to the Carer User.